Welcome to Ninjapan! Credit cards not accepted in Japan.
This time, when I come to Japan, I will introduce you to the troubles of foreigners.
As the Olympics held in Tokyo in the summer of 2020, many foreigners expected to travel to Japan.
Recently, it has been said that the Coronavirus widespread around the world and that the Olympics may be canceled, so it is uncertain what will happen in the future.
We hope that it resolved as soon as possible.
Can’t use a credit card in Japan?
In recent years many foreigners have visited Japan.
One of the most popular voices when interviewing foreign visitors to Japan is that it is difficult to use cashless payment services including credit cards in Japan. Many foreign visitors to Japan felt that it was inconvenient to use analog (cash) payment as their basic payment method, no matter how much infrastructure they had and the state of the art.
Electric train? tourist spot? Yes, it could not use by them.
Why is there no such culture of credit cards in Japan?
This time, I will explain the causes and how to solve them when you come to Japan.
With the long-awaited Tokyo Olympics finally hold, the Japanese government has launched a number of policies to promote cashlessness.
So credit guards gradually used by them, but many people still prefer cash.
1. No need to use a credit card
In the case of Western countries, it is customary not to carry cash as a countermeasure against theft damage. The unlikely event of burglary, pickpocketing, or theft, contacting a credit card company will minimize the damage.
In that regard, Japan is said to be the safest country in the world. After all, in Japan, if you drop your wallet and call the police station, the contents will come back almost as it is. You don’t need credit in such Japan.
2. Worry about credit card security
In fact, in Japan in the past, there was no shortage of illegally acquiring or leaking personal information from credit cards and using it.
Against this background, the number of people who do not use credit cards has increased because there is a risk that money will use by them where they do not know. And don’t worry, most credit cards come with compensation for unauthorized use, but the fact that leaked personal information could not revoke later a bottleneck.
In other words, it thought that more and more people are choosing to “do not use” due to concerns about the security aspects of credit cards.
3. Have failed with a credit card
Many people have had trouble paying for an expensive invoice at a later date due to reasons such as “excessive use of credit cards at online shops” or “excessive use of credit cards when traveling overseas”.
In the case of credit cards, unlike cash, there is no sense of spending money, so it is easy to waste money. Those who have experienced such failures later become “cash-based” and tend not to use a credit card.
In Japan, cash is rather safe, so many Japanese people do not use credit cards.
Therefore, there are naturally a few places where credit cards can be used.
So where can’t you use it?
The biggest complaint is the payment of regular transportation expenses. Except for express tickets, Shinkansen tickets, commuter passes, etc., payment is basically possible only in cash. Currently, many people get on trains using IC cards such as Suica, Pasmo, ICOCA, and Manaka, but overseas people can basically use only cash to charge this IC card.
Foreign tourists say, “I understand that credit cards cannot use at small shops in the countryside, but it is inconveniently inconvenient to not be able to use credit cards with the transportation system in the capital Tokyo. Japan is an advanced country, isn’t it?”
Most convenience stores and many shops accept credit cards.
However, credit cards often not accepted at small shops in tourist areas. I went to a travel destination, but I think I sometimes had a problem without cash.
Let’s check in advance.
In fact, there are quite a few Japanese restaurants that do not accept credit cards. Some foreigners may not be able to use a credit card once they enter, and maybe in trouble when checking out.
Ask the store clerk in advance before entering, and if credit is available at the entrance, check the mark as it was written.
I surprised that there are many other places you can’t use while traveling in Japan.
In areas where extroverts come frequently, most of them credit-enabled, so if you are traveling on a tour, don’t worry.
Recommended by Japanese
If you travel a lot on your own, it recommended that you also carry cash.
Japan is a safe country in the world. Even if 100 yen falls on the road, it is a town where you can send it to the police.
You will be charged a fee when you exchange money, but we recommend that you walk through cash rather than risk that you can’t buy what you want in a precious trip or get in trouble.
If you spend more than 10,000 yen just in case, you can pay roughly.
Thank you for reading to the end.
I think you understand the credit card situation in Japan.
The Olympics will hold in this year, but there are still many places where credit cards cannot use, so we recommend that you carry a minimum amount of cash.
We are glad that this also accepted as a culture that Japan is a safe country.
Please have a fun trip.
If you have any concerns about Japan, please comment.
And if you want to know more about Japan, visit this blog.